October 2026

Uplist integrated Arcasa financing into its listing QR codes and personalized shopping links, adding a zero-down FHA option. The scenario, which is available in 46 states, combines down payment assistance and solar financing and includes estimated utility savings. Uplist, a homebuyer intelligence platform that provides mortgage payment options on property listings, announced on Thursday that

Article Summary: The MBA Purchase Applications Payment Index fell to 154.3 in August as the median mortgage payment declined to $2,162. Year over year, earnings growth of 4.1% outpaced a 2.9% rise in payments, lowering the index by 1.1%. Homebuyer affordability improved modestly in August as the median monthly mortgage payment for purchase applicants fell

Article Summary BNPL usage is widespread and some providers now report repayment data to credit bureaus. New FICO models may boost scores for many users, though impacts on qualifying debt-to-income ratios are unclear. Millions of U.S. consumers are using Buy Now/Pay Later (BNPL) options for online and in-store purchases of technology, clothing and accessories, pet

Article Summary Better said its special committee opened a probe into allegations tied to Vishal Garg’s consent solicitation. Garg has said his group has consents representing more than 46% of voting power and that Better has made “misleading statements” about the current level of support. The battle between Better Home & Finance Holding Co. and

Article Summary At an ACUMA event, executives said credit unions have significant room to expand reverse mortgages as membership bases age. They cited only 81 of nearly 36,000 reverse mortgages coming from credit unions in the past 12 months, emphasizing staff training and partnerships as a way to improve the numbers. Credit unions have significant

A federal judge in Michigan dismissed a proposed class action alleging UWM misused 401(k) forfeitures to reduce employer contributions. The court found the plan permitted the practice and said Sixth Circuit precedent limited the plaintiffs’ ERISA claims. A federal judge has dismissed a lawsuit accusing United Wholesale Mortgage (UWM) of improperly using forfeited 401(k) contributions

Article SummaryAIME Fuse panelists said VA lending offers broker growth opportunity but requires entitlement accuracy. A Polygon Research review of HMDA data cited 2025 VA denials at 8.2%. Appraisal challenge options and local targeting data were highlighted. Mortgage brokers who are looking to better serve the veteran and active-duty military population through U.S. Department of

Experian announced on Thursday that it has integrated its income and employment verification platform with Workday, expanding the payroll information available for real-time verification. The integration will allow Workday customers to use Experian Verify to verify income and employment information, including for consumers applying for mortgages, auto loans, rental housing and other financial products. The

AZP Insurance Specialists announced that it has awarded its highest certification to Gateless Smart Underwrite, an artificial intelligence-driven mortgage underwriting platform. Gateless is the first technology provider certified under AZP’s AI Mortgage Technology Certification framework and received the Platinum designation, the highest of four certification levels, AZP said. The framework evaluates AI and advanced technology

Shareholder Jon Oksenholt of Oksenholt Capital Management has outlined a plan to place Fannie Mae and Freddie Mac under a new Texas holding company, U.S. Financial Technology and Mortgage Corp. Shareholder Jon Oksenholt of Oksenholt Capital Management has proposed a plan that would place Fannie Mae and Freddie Mac under a new Texas holding company